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Fill in the form below and we'll respond to your email address. For questions about specific calculations, please include the tool name (affordability, payment, refinance, or rent vs buy) and the values you entered — it helps us respond accurately.

Frequently asked questions

Why does my Canadian mortgage payment differ from other calculators?

Canadian mortgage interest legally compounds semi-annually (Interest Act, Section 10). The correct monthly rate is (1 + rate/2)^(1/6) − 1. Most US-based mortgage calculators use monthly compounding (rate/12), which gives a slightly different result. CalcHomeRate uses the correct Canadian formula. If you're seeing a discrepancy, the other calculator may be using the US formula for your Canadian mortgage.

How do I report an error in a calculation?

Use the form above and select "Possible error or bug" as the topic. Please include: the tool name, the country toggle setting (CA or US), the values you entered, the result you received, and the result you expected. A screenshot is helpful if you can attach one via email after the form opens your mail client.

Can I embed CalcHomeRate on my website?

For embedding or partnership enquiries, select "Advertising / partnership" in the topic dropdown and describe your use case. We review all embedding requests individually.

Do you offer a white-label version?

Contact us using the form and select "Advertising / partnership." Include details about your site, intended audience, and the specific tools you'd like to use. We evaluate white-label requests case by case.